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Journal of Web Banking and Commerce. Associate Professor, Institute of Management Technology (IMT), Hyderabad, India

Journal of Web Banking and Commerce. Associate Professor, Institute of Management Technology (IMT), Hyderabad, India

Sriharsha Reddy

Krishna Gopalaraman

Handling Consultant, Enkeyed Consulting and Analytics, Hyderabad, Asia

Corresponding Author: Sriharsha Reddy Associate Professor Institute of Management Technology (IMT) Hyderabad, Indias Tel: 9849528676 Email: [email protected]

See for lots more associated articles at Journal of online Banking and Commerce

Abstract

Purpose– the aim of this paper is always to describe a strategy towards A category Problem making use of R. The main focus is on two issue statements as previously mentioned below: 1. To mix the information on loans given and loans declined and build model that replicates Lending Club Algorithm closely 2. Lending that is using Club’s information on loans released as well as its different characteristics, build model that may accurately anticipate likelihood of delinquency. Design/methodology/approach– In purchase to construct a model which replicates lending club algorithm closely different category methods such as for instance Logistic Regression, Basic Classification Trees, Generalized Linear Model with Penalization, Ensemble of Decision Trees and Boosted Trees were utilized utilizing R. Boosted Trees category technique is implemented to construct model that will accurately anticipate likelihood of delinquency. Читать далее “Journal of Web Banking and Commerce. Associate Professor, Institute of Management Technology (IMT), Hyderabad, India”