When you look at the 2008, new Ties and Replace Percentage generated waves from the choosing to control new nascent fellow-to-peer financing globe. Only a couple of credit programs survived brand new SEC’s entryway toward a formerly lightly-controlled field. Less than so it regulatory options, this new SEC perform control the newest lending-paying process, when you’re other providers for instance the Consumer Financial Safeguards Bureau and you can Government Trading Commission would manage the newest debtor side of the company. Inside after that age, business owners, teachers, and you may lawmakers battled towards case of if or not so it bifurcated method is replaced of the good consolidated regulatory method, supported by an exception away from P2P financing platforms regarding federal bonds laws and regulations. Читать далее “They Ain’t Bankrupt: The way it is Getting Proceeded SEC Control away from P2P Lending”
