Creating some battles using my partner’ credit reports while he’s have loans/credit cards linked to your which aren’t his

Creating some battles using my partner’ credit reports while he’s have loans/credit cards linked to your which aren’t his

That loan with 118/Azzurro a€“ under researching

Hi sorry to discuss an old blog post. We have now learnt two are paid via Gregory Pennington which he has not had any transactions with. 80 p/m via GP. Cabot has given a photocopy of a signature at the end of a GP a€?letter of power’ as well as being perhaps not my personal partner’s trademark whatsoever. He performed have actually an Aqua credit card at a previous target years ago and paid-in full. This levels with Cabot was apparently launched in 2018 and defaulted in 2019. They’ve got enclosed characters people say they will have delivered, not one of which we now have was given although target they’ve try ours. They claim they made current phoncalls to him also in which the guy affirmed all information before promoting a lump sum repayment! We have an instance employee from FOS helping your with other fraud problems at present, he’s attempted to talk with this lady today relating to this but she is not available until Tuesday. We’re just baffled plus don’t determine what provides happened. The businesses become insistent her credit reporting try appropriate nevertheless these aren’t anything regarding your. We have produced states to Action Fraud yet not certain just what all of our options are aside from hoping the FOS will help. We should get a home and it is looking more difficult.

So lots of questions. Provides he spoken to GP? They’ve been paying an aqua loans currently with Cabot. What is the more financial obligation they are having to pay this is certainly inside the name on his credit score rating information?

One obligations a€“ an Aqua bank card that’s today with Cabot a€“ are obviously being offered A?4

Has ha asked Cabot to create the CCA contracts the bills within his term? Enjoys the guy sent a Subject Access Request to Cabot requesting duplicates of most personal data they’ve for him?

Keeps the guy delivered Aqua a Subject Access request asking for duplicates of all the private information obtained about him/

What are the some other fraudulence conditions that FOS is wanting at for him a€“ which lenders? Today with loan companies?

Hello thank you. Cabot delivered CCA it states a€?signature of visitors’ with a ticked package and date/time stamp with an IP target. They have enclosed letters they claim they and Aqua sent. Even though the postcode fits all of us, the address doesn’t quite once we live-in a village (our road name’s a standard one so there are several in close urban area that’s in the target). They claim he phoned them on 27th will 2021 and now have summarised that was said- they have to have actually a recording nevertheless won’t be your! We haven’t spoken to GP however, we weren’t certain whether to hold back until we now have spoken to FOS. Another loan seemingly being settled by GP https://paydayloanexpert.net/title-loans-vt/ is by using OnStride a€“ these are generally insistent they settled a small financing to their bank-account 11 years back (Lloyds a€“ a bank he’s not with anymore thus wishing on statements to check on which will be an entire additional problem). He would never ever been aware of GP before all this work. Financing from a decade ago with United Kash which was established lately (not your). Sizeable loan with daily Loans unwrapped a few years back, costs designed for a bit today a€?arrangement to cover’ set up. Hasn’t ever been in branch/never had any amount from them/never paid them. A merchant account with Indigo Michael with arrangement to cover a€“ little idea what it is. FOS at this time assisting with an incident against Lloyds where he’d web money intercepted two years ago, affirmed as fraud but they have chosen to take this extended to come back money (due in the future).

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