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Education loan refinance loans provided through Lantern are personal loans plus don’t have your debt forgiveness or payment choices that the federal loan system provides, or that will become available, including Income Based Repayment or Income Contingent Repayment or spend while you Earn (PAYE).
Notice: current legislative changes have suspended all student that is federal re payments and waived interest charges on federally held loans until 09/30/21. Please carefully evaluate these changes before refinancing federally held loans, like in doing this you may not any longer be eligible for these modifications or any other future benefits applicable to loans that are federally held.
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